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Take Control of Your Spending, One Release at a Time

Automated budgets, paced fund releases, and insights to keep your money on track.

About us

Building disciplined spending habits

From a simple idea born out of countless impulse buys and unmet savings goals, BudgetPaddi was created to turn financial frustration into disciplined success. Founded by a team of former spenders turned savers, we saw first‑hand how easy it is to lose track of your money and how hard it can be to build good habits on willpower alone. That’s why we built a mobile‑first solution that automates your budgeting, locks away your funds, and releases them at a pace you choose.

how it works

Get Started In 3 Easy Steps

1
Deposit Funds

Top up your BudgetPaddi wallet easily within the app—start from ₦1,000.

2
Choose a Release Plan

E.g., ₦100K over 10 weeks = ₦10K/week. You pick the pace.

3
Automated Gradual Release

Funds unlock per schedule, with reminders & progress bars.

Features

Built to Help You Save Smarter, Spend Better

Smart Wallet

Deposit funds, schedule automatic releases, lock your money from impulse spending effortlessly.

Budget Tracker

Auto‑categorize transactions, visualize spending trends, and receive weekly expense summaries.

Emergency Unlock Button

Access funds immediately in genuine emergencies, with a deterrent fee and cooldown.

Goals & Milestones

Set savings targets, earn badges on milestones, and stay motivated with reminders.

Frequently Asked Questions (FAQ)

Answers to Your Top Questions

You can set your savings target and choose a withdrawal date. Once set, funds are locked until that date — helping you build discipline.

Go to Add Money in the app. You'll see your unique virtual account number. Send money there, and your wallet will be automatically funded.

You can only withdraw on your set withdrawal date. This helps you resist impulse spending and stay on track with your goals. However when you subscribe for premium you can get early access to your money anytime.

Absolutely. BudgetPaddi uses bank-level encryption and partners with regulated financial institutions to secure your funds.

Use the live chat button on this page to speak with our support team instantly.

Download BudgetPaddi App

Tap into smarter savings today—download the BudgetPaddi app on iOS or Android and start pacing your spending with ease. Your wallet’s new best friend is just one click away!